Essay On Telebanking

Essay On Telebanking-17
Barclays serves its customers through a variety of channels comprising the branch network, cash machines, telephone banking, and online banking and relationship managers.

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There are three sections to this assignment, in which the first part requires me to undertake some secondary research on the sector, which I have chosen.

Using secondary information from sources such as reputable newspapers, journals and industry reports with other various sources will help me obtain this information.

This channel of interaction is likely to keep growing due to a further increase in the adoption of smart phones, improvement in quality of mobile banking apps and channel awareness.

As a consequence, some banks have reported that they may reduce their number branches by half over the next decade.

The adoption of mobile banking displaces many banking functions performed through other channels like: automated teller machines (ATM), telephone banking, and online banking.

Using geo-coded transaction data from a large consumer bank, a dynamic structural model to represent consumers’ preferences is developed for online and physical channels.

Internet banking also allows payments to be made to the customer, i.e. Most people that use internet banking will also continue to use some of the elements of more traditional methods of banking, such as a cheque book.

Online banking is a service offered by banks that allows account holders to access their account data via the Internet.

You will enter this information each time you call and select account information.

The types of accounts that can be accessed depend upon the accounts that you have activated or linked to the Telephone Banking Line. If only Checking and Savings accounts are linked to the Telephone Banking Line, then the Certificate of Deposit and Loan options are not provided, and the transfer funds selection becomes option 3 and changing your Telephone Banking PIN becomes 4.


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